1/ Simple average of rates that banks charge including all their credit card
products in accordance to the report ' '(Bancos) tasas de interés de
tarjetas de crédito' ' published by INFOSEL.
2/ The annual percentage rate of charge (Costo Anual Total, CAT)
equalizes the present value of all commitments, future
or existing agreed upon by the creditor and the borrower including
interest rates, commissions, obligatory insurance and other charges
due to financial services. The APRC and nominal mortgage
interest rates are based on a credit of the following
characteristics: a 15-year credit granted to a 35-year old
individual seeking to acquire a property in Mexico City
with a total cost of one million pesos, giving a down payment of 20%.
Mortgage indicator figures are calculated with the
Simulator of Mortgage Credits available in Banco de Mexico's
web page (http://www.banxico.org.mx).
3/ The minimun and maximun nominal mortgage interest rates are calculated in
accordance to the specific annual percentage rate of charge (APRC).
4/ Simple average.
Source: INFOSEL and Banco de México.