Sistema de Información Económica

Banking and alternative financing sources to domestic private sector - (CF88)

Period: Oct-Dec 1994 - Jan-Mar 2019, Quarterly, Millions of Pesos, Nominal Stocks

Oct-Dec 1994 - Jan-Mar 2019

Quarterly

Millions of Pesos

Nominal Stocks

Export:

Analysis:

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+ Open all
Jul-Sep 2018 Oct-Dec 2018 Jan-Mar 2019
Bank Lending and other Alternative Lending Sources
of the Domestic Private Sector
Classified by activity
- I. Consumer credit
1,383,863.6 1,410,533.6 1,399,285.8
1. Bank 1/
1,083,144.1 1,101,439.1 1,104,682.0
+ 2. Non-Bank
300,719.5 309,094.5 294,603.8
2.1 Domestic Non-bank Financial Intermediaries 2/
237,017.4 239,892.2 230,514.4
2.2 Other Alternative Sources of Domestic Lending 3/
63,702.1 69,202.3 64,089.4
- II. Mortgage Lending
2,409,929.5 2,432,473.2 2,535,503.1
1. Bank
832,000.4 852,516.5 872,507.8
+ 2. Non-Bank
1,577,929.1 1,579,956.7 1,662,995.3
2.1 Domestic Non-bank Financial Intermediaries
9,470.8 9,810.5 10,053.5
2.2 Other Alternative Sources of Domestic Lending 4/
1,568,458.3 1,570,146.2 1,652,941.8
- III.Financing granted to corporations and self-employed individuals with business ac
7,657,149.7 7,962,495.3 8,619,595.9
1. Domestic Bank Lending 1/
2,876,705.9 2,982,677.2 3,063,479.1
+ 2. Non-Bank Lending
4,780,443.8 4,979,818.1 5,556,116.8
2.1 Domestic Non-bank Financial Intermediaries
202,640.9 191,892.6 197,916.6
2.2 Other Alternative Sources of Domestic Lending 5/
2,306,547.8 2,435,372.9 3,050,231.8
2.3 Foreign
2,271,255.1 2,352,552.6 2,307,968.1
+ Alternative sources of finance by activity 6/
7,657,149.7 7,962,495.3 8,619,595.9
+ A. Food, beverages and tobacco industries
705,057.1 695,273.5 755,827.3
1. Domestic Bank Lending
151,600.3 154,175.8 145,531.3
+ 2. Non-Bank Lending
553,456.8 541,097.7 610,296.0
2.1 Domestic Non-bank Financial Intermediaries
0.0 1.0 1.0
2.2 Other Alternative Sources of Domestic Lending
272,216.3 267,703.7 406,996.7
2.3 Foreign
281,240.5 273,393.0 203,298.3
+ B. Textile, apparel and leather industries
31,816.5 29,280.6 30,721.9
1. Domestic Bank Lending
31,517.6 28,984.4 30,420.2
+ 2. Non-Bank Lending
298.9 296.2 301.7
2.1 Domestic Non-bank Financial Intermediaries
0.0 1.0 1.0
2.2 Other Alternative Sources of Domestic Lending
297.5 295.2 300.4
2.3 Foreign
1.4 0.0 0.0
+ C. Metal products, machinery and equipment
180,917.9 198,268.8 188,678.5
1. Domestic Bank Lending
134,893.9 153,232.7 142,218.5
+ 2. Non-Bank Lending
46,024.0 45,036.1 46,460.0
2.1 Domestic Non-bank Financial Intermediaries
0.0 0.0 0.0
2.2 Other Alternative Sources of Domestic Lending
32,134.1 30,851.9 31,882.8
2.3 Foreign
13,889.9 14,184.2 14,577.2
+ D. Basic metallic industry
198,300.0 197,694.7 197,091.3
1. Domestic Bank Lending
76,288.9 78,610.3 78,436.1
+ 2. Non-Bank Lending
122,011.1 119,084.4 118,655.2
2.1 Domestic Non-bank Financial Intermediaries
0.0 0.0 0.0
2.2 Other Alternative Sources of Domestic Lending
85,087.4 81,295.1 98,974.6
2.3 Foreign
36,923.7 37,789.3 19,680.6
+ E. Construction industry
701,428.1 755,853.6 720,472.7
1. Domestic Bank Lending
582,688.5 619,460.7 563,114.9
+ 2. Non-Bank Lending
118,739.6 136,392.9 157,357.8
2.1 Domestic Non-bank Financial Intermediaries
0.0 0.0 0.0
2.2 Other Alternative Sources of Domestic Lending
112,141.6 129,507.6 150,577.5
2.3 Foreign
6,598.0 6,885.3 6,780.3
+ F. Services and commerce
3,594,474.3 3,703,426.7 4,030,265.8
1. Domestic Bank Lending
1,375,336.3 1,408,844.7 1,373,953.8
+ 2. Non-Bank Lending
2,219,138.0 2,294,582.0 2,656,312.0
2.1 Domestic Non-bank Financial Intermediaries
151,179.7 138,845.7 146,486.5
2.2 Other Alternative Sources of Domestic Lending
1,277,275.4 1,321,274.7 1,678,664.4
2.3 Foreign
790,682.9 834,461.6 831,161.1
+ G. Other activities
1,382,867.5 1,559,515.7 1,814,172.0
1. Domestic Bank Lending
524,380.4 539,368.6 729,804.4
+ 2. Non-Bank Lending
858,487.1 1,020,147.1 1,084,367.6
2.1 Domestic Non-bank Financial Intermediaries
0.0 0.0 0.0
2.2 Other Alternative Sources of Domestic Lending
527,395.5 604,444.7 682,835.4
2.3 Foreign
331,091.6 415,702.4 401,532.2
H. Foreign lending to unclassified activities
810,827.1 770,136.8 830,938.4
I. Credit unions lending
51,461.2 53,044.9 51,428.1
- IV.Lending (I+II+III)
11,450,942.8 11,805,502.1 12,554,384.8
1. Bank (I.1+II.1+III.1)
4,791,850.4 4,936,632.8 5,040,668.9
+ 2. Other alternative lending sources (I.2 + II.2 + III.2) 1/
6,659,092.4 6,868,869.3 7,513,715.9
Domestic Non-bank Financial Intermediaries (I.2.1+ II.2.1+ III.2.1)
449,129.1 441,595.3 438,484.5
Other Alternative Sources of Domestic Lending (I.2.2+ II.2.2.+ III.2.2)
3,938,708.2 4,074,721.4 4,767,263.0
Foreign (III.2.3)
2,271,255.1 2,352,552.6 2,307,968.1
- Memorandum :
Total Non-bank lending of companies listed on the Mexican Stock Exchange 7/
3,732,099.0 3,981,865.5 4,489,960.1
+ Debt inssuance 8/
527,092.0 527,143.0 536,153.0
Debt issuance of listed companies
492,215.1 491,219.8 499,152.1
Debt issuance of non-listed companies
34,876.9 35,923.2 37,000.9
Companies suppliers lending 9/
607,406.5 713,180.2 636,490.8
Note: Figures subject to revision. Totals and variations may be different from the sum of its components due to rounding.
Given that banks and financial groups have acquired or established multiple-purpose non-bank financial corporations, regulated entities (sofomes E.R.), to manage a portion of their credit portfolio to different market segments, from June 2016 and retroactively to March 2008, commercial bank data are shown consolidated with the corresponding data of their sofomes E.R. subsidiaries. Foe more details, see explanatory note of the press release 'Monetary Aggregates and Financial Activity in July 2016' (Agregados Monetarios y Actividad Financiera en julio de 2016). Data on credit granted directly by sofomes E.R. subsidiaries of commercial banks and financial groups are published in section 'Assets and liabilities of other depository non-bank corporations'  (CF357 Multiple-purpose non-bank financial corporations (re), subsidiaries of commercial banks y CF356 Multiple-purpose non-bank financial corporations (re), subsidiaries of financial groups).
1/ Includes credit granted by commercial banks and sofom E.R. subsidiaries of banking institutions and financial groups.
2/ This statistic is affected by the recent incorporation of some unregulated intermediaries to statistics due to the process of conversion of these intermediaries to regulated that has been given since December 2014, and more particularly since the third quarter of 2015.
3/ Other Alternative Sources of Domestic Lending refers to the total balance of non-bank credit cards, whose source of information are the consolidated financial statements of department stores reporting to the Mexican Stock Exchange Market (BMV). The historical data series might exhibit significant quarterly variations due to the listing and delisting of firms from the Mexican Stock Exchange Market.
4/ Performing and non-performing residential mortgage loans of the National Workers' Fund (INFONAVIT and FOVISSSTE). Source : CNBV.
5/ Includes non-bank liabilities of companies listed on the Mexican Stock Exchange Market (BMV) and debt issuance of non-listed companies.
6/ In case of non-bank debt of a corporation, this sector is determined based on economic activity of the subsidirary with the largest share of total group sales.
7/ Includes total lending, domestic and foreign financing.
8/ Total internal debt issuance from listed and non-listed companies.
9/ Obtained from the Balance Sheets of companies listed on BMV, includes providers and non-residents.
Methodological Note:
Commercial and development banks lending is obtained from credit statistics classified by activities published by Banco de México. Credit is defined as loans, non-performing loans, rediscount credits, loans denominated in UDIS and related to FOBAPROA restructuring program (including accrued interests). The source for the non-bank lending information are the statistics of assets and liabilities of non-bank financial intermediaries, which contains savings and loans institutions (SAPS), special purpose financial institutions (Sofol), credit unions, leasing, factoring enterprises and multiple-purpose non-bank financial institutions regulated entities (Sofom E.R.) Includes providers and non-residents It also includes information regarding non bank liabilities of companies listed in the Mexican Stock Exchange Market and other securities. In addition, information regarding credit card of others non-bank lending and department stores(Copel, Elektra, El Palacio de Hierro, El Puerto de Liverpool, Sanborns, Sears and Soriana) is included. Foreign lending information is consistent with the information of Outstanding Consolidated Claims on Mexico.
Since March 2001 information regarding the notes of the restructuring programs of 'Cetes Especiales UDIS' and 'Esquema de Participación de Flujos con FOBAPROA' were substituted with its corresponding restructured loans. These changes allow a better assessment of bank lending.
In August 2005, financing granted from INFONAVIT was included within mortgage credit.
Any methodological change on this table is applied retroactively since December 1994.