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Payment systems

Payment systems are made up of a set of instruments, procedures, and rules used to transfer funds among participants. These systems are necessary for the financial system to work efficiently. Some of them are particularly critical in the sense that if their design is inadequate, they can magnify the transmission of one participant’s liquidity problems to others, thus disturbing the stability of the financial system. For this reason, one of Banco de México’s functions is to ensure that the domestic payment systems run properly.

 

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