Service: Direct debit service.

Owner and operator: Cecoban, S.A. de C.V.

Description: The direct debit service allows a bank customers to instruct its bank to charge current accounts in other participating banks. To send such instructions the customer should have a written authorization signed by the current account holder. Operations are settled at SICAM.

Participants: All banks authorized by Cecoban to provide the service.

Fees/commissions: Determined by Cecoban.