Economic Information System (SIE)

Given that banks and financial groups have acquired or established multiple-purpose non-bank financial corporations, regulated entities (sofomes E.R.), to manage a portion of their credit portfolio to different market segments, from June 2016 and retroactively to March 2008, commercial bank data are shown consolidated with the corresponding data of their sofomes E.R. subsidiaries. Fore more details, see explanatory note of the press release "Monetary Aggregates and Financial Activity in July 2016" Data on credit granted directly by sofomes E.R. subsidiaries of commercial banks and financial groups are published in section Assets and liabilities of other depository non-bank corporations  (CF357 Multiple-purpose non-bank financial corporations (re), subsidiaries of commercial banks and CF356 Multiple-purpose non-bank financial corporations (re), subsidiaries of financial groups).

In August 2014 the External credit series was modified due to a reclassification made by a company of a fraction of its liabilities from External suppliers to Other current liabilities with domestic counterparts. The change is retroactive to March 2007.

1/ The information on External credit and External debt issuance was revised retroactively from December 2025.

2/ Previously, this concept was known as "External direct financing". It includes foreign suppliers of Mexican companies, external bank credit, and other external creditors. Foreign commercial bank credit is obtained from Banco de México's survey: "Outstanding Consolidated Claims on Mexico".

3/ Commercial paper, bonds and placements abroad.

4/ Includes credit granted by commercial banks and SOFOM subsidiaries of banking institutions and financial groups.

5/ Includes total direct credit portfolio (current and non-performing loans). It also includes loans.

6/ Includes self-employed individuals who have business activities.

7/ Since July 2013, these intermediaries have not reported outstanding balances due to their conversion into SOFOMs, in accordance with the Decree amending, repealing, and supplementing various provisions of the Ley General de Organizaciones y Actividades Auxiliares del Crédito, Ley de Instituciones de Crédito, Ley para Regular las Agrupaciones Financieras and Ley de Ahorro y Crédito Popular, published by SHCP in the Diario Oficial de la Federación on July 18th, 2006.

8/ Starting in September 2009, in addition to savings and loans associations (SAPs fot its acronym in Spanish), this figure includes two new types of savings and loans associations called Sofipos and SCAPs.

9/ Multiple-Purpose Non-Bank Financial Corporations, Regulated Entities. In addition, this statistic is affected by the recent incorporation of some unregulated intermediaries to statistics due to the process of conversion of these intermediaries to regulated that has been given since December 2014, and more particularly since the third quarter of 2015.

10/ Performing and non-performing residential mortgage loans granted by the National Housing Fund for Workers (INFONAVIT). Source: National Banking and Securities Commission.

11/ Starting in December 2007, information on housing loans granted by the Housing Fund of the ISSSTE (FOVISSSTE) was incorporated (see explanatory note in the press release Monetary Aggregates and Financial Activity, February 26, 2010). Includes performing and non-performing loans. Source: National Banking and Securities Commission. In May 2021, data were revised retroactively to June 2017.

12/ Total financing granted by credit unions is included within domestic financing to companies.

13/ Expressed in billion dollars.