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Results of the survey on general conditions and standards in the banking credit market
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Diffusion index 1 /
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Consumer credit
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Banks with greatest participation
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Demand for credit cards
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General index 2/
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Geographical region 2/ 3/
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General conditions and standards of credit approval for credit cards
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General index 4/
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Conditions and standards (last three months) 2/
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Conditions and standards (next three months) 2/
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Geographical region 3/ 4/
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Banks with least participation
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Demand for credit cards
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General index 2/
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Geographical region 2/ 3/
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General conditions and standards of credit approval for credit cards
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General index 4/
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Conditions and standards (last three months) 2/
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Conditions and standards (next three months) 2/
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Geographical region 3/ 4/
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Banks with greatest participation
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Demand, other segments
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General index 2/
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Last three months, auto loan
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Structure observations of Last three months, auto loan
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Jan-Mar 2025
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Apr-Jun 2025
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Jul-Sep 2025
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0.00
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0.00
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0.13
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Last three months, payroll
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Structure observations of Last three months, payroll
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Jan-Mar 2025
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Apr-Jun 2025
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Jul-Sep 2025
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0.00
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0.10
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0.10
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Last three months, personal credit
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Structure observations of Last three months, personal credit
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Jan-Mar 2025
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Apr-Jun 2025
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Jul-Sep 2025
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0.00
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-0.10
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0.00
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General conditions and standards of credit approval, other segments
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General index 4/
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Last three months, auto loan
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Structure observations of Last three months, auto loan
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Jan-Mar 2025
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Apr-Jun 2025
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Jul-Sep 2025
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-0.17
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-0.10
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0.00
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Last three months, payroll
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Structure observations of Last three months, payroll
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Jan-Mar 2025
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Apr-Jun 2025
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Jul-Sep 2025
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0.00
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0.10
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0.00
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Last three months, personal credit
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Structure observations of Last three months, personal credit
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Jan-Mar 2025
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Apr-Jun 2025
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Jul-Sep 2025
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-0.08
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-0.10
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0.00
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Conditions and standards (last three months) 2/
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Auto loan
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Payroll
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Personal credit
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Banks with least participation
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Demand, other segments
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General index 2/
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Last three months, auto loan
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Structure observations of Last three months, auto loan
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Jan-Mar 2025
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Apr-Jun 2025
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Jul-Sep 2025
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-0.05
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-0.13
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-0.06
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Last three months, payroll
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Structure observations of Last three months, payroll
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Jan-Mar 2025
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Apr-Jun 2025
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Jul-Sep 2025
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0.17
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0.10
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0.06
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Last three months, personal credit
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Structure observations of Last three months, personal credit
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Jan-Mar 2025
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Apr-Jun 2025
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Jul-Sep 2025
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-0.10
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0.03
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0.18
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General conditions and standards of credit approval, other segments
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General index 4/
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Last three months, auto loan
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Structure observations of Last three months, auto loan
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Jan-Mar 2025
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Apr-Jun 2025
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Jul-Sep 2025
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0.00
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-0.04
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0.00
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Last three months, payroll credit
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Structure observations of Last three months, payroll credit
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Jan-Mar 2025
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Apr-Jun 2025
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Jul-Sep 2025
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0.00
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-0.05
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0.00
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Last three months, personal credit
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Structure observations of Last three months, personal credit
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Jan-Mar 2025
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Apr-Jun 2025
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Jul-Sep 2025
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0.04
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-0.03
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0.07
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Conditions and standards (last three months) 2/
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Auto loan
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Payroll
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Personal credit
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Notes:
1/ See Methodological Document for more detail on the construction of diffusion indexes.
2/ The positive (negative) index denote increases (decreases) in the corresponding concept.
3/ The states that make up each geographical region are the following: Northwest (Baja California, Baja California Sur, Sonora, Sinaloa and Nayarit), North (Chihuahua, Coahuila, Durango, Zacatecas and San Luis Potosí), Northeast (Nuevo León and Tamaulipas), Central-West (Jalisco, Aguascalientes, Colima, Michoacán and Guanajuato), Centro (Querétaro, Mexico, Mexico City, Morelos, Hidalgo, Tlaxcala and Puebla), Oriente (Veracruz and Tabasco), Sur (Guerrero, Oaxaca and Chiapas) and Yucatan Peninsula (Campeche, Yucatán and Quintana Roo).
4/ The positive (negative) index denote improvements (tightening) of general conditions and standards of credit approval in the corresponding concept.
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