| Reporte de Estabilidad Financiera | ||||
| Diciembre 2025 | ||||
| Imor e Imora del crédito bancario a la vivienda 1/ | ||||
| Mes | Imor | Imor Promedio histórico 2/ | Imora | Imora Promedio histórico 2/ |
| Por ciento | Por ciento | Por ciento | Por ciento | |
| ene-15 | 3.89 | 3.28 | 5.52 | 4.54 |
| feb-15 | 3.88 | 3.28 | 5.47 | 4.54 |
| mar-15 | 3.70 | 3.28 | 5.29 | 4.54 |
| abr-15 | 3.66 | 3.28 | 5.25 | 4.54 |
| may-15 | 3.66 | 3.28 | 5.23 | 4.54 |
| jun-15 | 3.63 | 3.28 | 5.17 | 4.54 |
| jul-15 | 3.46 | 3.28 | 5.05 | 4.54 |
| ago-15 | 3.43 | 3.28 | 4.98 | 4.54 |
| sep-15 | 3.42 | 3.28 | 4.92 | 4.54 |
| oct-15 | 3.42 | 3.28 | 4.87 | 4.54 |
| nov-15 | 3.48 | 3.28 | 4.84 | 4.54 |
| dic-15 | 3.36 | 3.28 | 4.68 | 4.54 |
| ene-16 | 3.36 | 3.28 | 4.65 | 4.54 |
| feb-16 | 3.33 | 3.28 | 4.62 | 4.54 |
| mar-16 | 3.29 | 3.28 | 4.54 | 4.54 |
| abr-16 | 3.27 | 3.28 | 4.49 | 4.54 |
| may-16 | 3.26 | 3.28 | 4.45 | 4.54 |
| jun-16 | 3.20 | 3.28 | 4.40 | 4.54 |
| jul-16 | 3.04 | 3.28 | 4.23 | 4.54 |
| ago-16 | 3.01 | 3.28 | 4.21 | 4.54 |
| sep-16 | 2.99 | 3.28 | 4.20 | 4.54 |
| oct-16 | 2.99 | 3.28 | 4.19 | 4.54 |
| nov-16 | 2.96 | 3.28 | 4.16 | 4.54 |
| dic-16 | 2.79 | 3.28 | 4.04 | 4.54 |
| ene-17 | 2.77 | 3.28 | 4.01 | 4.54 |
| feb-17 | 2.64 | 3.28 | 3.88 | 4.54 |
| mar-17 | 2.58 | 3.28 | 3.81 | 4.54 |
| abr-17 | 2.60 | 3.28 | 3.81 | 4.54 |
| may-17 | 2.63 | 3.28 | 3.87 | 4.54 |
| jun-17 | 2.65 | 3.28 | 3.85 | 4.54 |
| jul-17 | 2.67 | 3.28 | 3.79 | 4.54 |
| ago-17 | 2.70 | 3.28 | 3.80 | 4.54 |
| sep-17 | 2.63 | 3.28 | 3.73 | 4.54 |
| oct-17 | 2.65 | 3.28 | 3.75 | 4.54 |
| nov-17 | 2.70 | 3.28 | 3.78 | 4.54 |
| dic-17 | 2.68 | 3.28 | 3.70 | 4.54 |
| ene-18 | 2.70 | 3.28 | 3.72 | 4.54 |
| feb-18 | 2.74 | 3.28 | 3.71 | 4.54 |
| mar-18 | 2.72 | 3.28 | 3.64 | 4.54 |
| abr-18 | 2.71 | 3.28 | 3.64 | 4.54 |
| may-18 | 2.81 | 3.28 | 3.70 | 4.54 |
| jun-18 | 2.61 | 3.28 | 3.52 | 4.54 |
| jul-18 | 2.70 | 3.28 | 3.60 | 4.54 |
| ago-18 | 2.67 | 3.28 | 3.55 | 4.54 |
| sep-18 | 2.61 | 3.28 | 3.43 | 4.54 |
| oct-18 | 2.58 | 3.28 | 3.44 | 4.54 |
| nov-18 | 2.64 | 3.28 | 3.45 | 4.54 |
| dic-18 | 2.63 | 3.28 | 3.43 | 4.54 |
| ene-19 | 2.57 | 3.28 | 3.46 | 4.54 |
| feb-19 | 2.63 | 3.28 | 3.50 | 4.54 |
| mar-19 | 2.55 | 3.28 | 3.40 | 4.54 |
| abr-19 | 2.63 | 3.28 | 3.46 | 4.54 |
| may-19 | 2.65 | 3.28 | 3.45 | 4.54 |
| jun-19 | 2.65 | 3.28 | 3.40 | 4.54 |
| jul-19 | 2.72 | 3.28 | 3.47 | 4.54 |
| ago-19 | 2.67 | 3.28 | 3.39 | 4.54 |
| sep-19 | 2.77 | 3.28 | 3.51 | 4.54 |
| oct-19 | 2.82 | 3.28 | 3.50 | 4.54 |
| nov-19 | 2.77 | 3.28 | 3.45 | 4.54 |
| dic-19 | 2.88 | 3.28 | 3.57 | 4.54 |
| ene-20 | 2.98 | 3.28 | 3.58 | 4.54 |
| feb-20 | 2.91 | 3.28 | 3.51 | 4.54 |
| mar-20 | 3.12 | 3.28 | 3.76 | 4.54 |
| abr-20 | 3.13 | 3.28 | 3.78 | 4.54 |
| may-20 | 3.17 | 3.28 | 3.81 | 4.54 |
| jun-20 | 3.13 | 3.28 | 3.86 | 4.54 |
| jul-20 | 3.16 | 3.28 | 3.88 | 4.54 |
| ago-20 | 3.29 | 3.28 | 4.04 | 4.54 |
| sep-20 | 3.25 | 3.28 | 4.06 | 4.54 |
| oct-20 | 3.09 | 3.28 | 3.96 | 4.54 |
| nov-20 | 3.23 | 3.28 | 4.16 | 4.54 |
| dic-20 | 3.35 | 3.28 | 4.29 | 4.54 |
| ene-21 | 3.42 | 3.28 | 4.36 | 4.54 |
| feb-21 | 3.50 | 3.28 | 4.47 | 4.54 |
| mar-21 | 3.61 | 3.28 | 4.59 | 4.54 |
| abr-21 | 3.62 | 3.28 | 4.61 | 4.54 |
| may-21 | 3.64 | 3.28 | 4.66 | 4.54 |
| jun-21 | 3.60 | 3.28 | 4.56 | 4.54 |
| jul-21 | 3.50 | 3.28 | 4.44 | 4.54 |
| ago-21 | 3.47 | 3.28 | 4.43 | 4.54 |
| sep-21 | 3.42 | 3.28 | 4.33 | 4.54 |
| oct-21 | 3.34 | 3.28 | 4.18 | 4.54 |
| nov-21 | 3.33 | 3.28 | 4.14 | 4.54 |
| dic-21 | 3.15 | 3.28 | 3.95 | 4.54 |
| ene-22 | 3.23 | 3.28 | 4.03 | 4.54 |
| feb-22 | 3.16 | 3.28 | 3.96 | 4.54 |
| mar-22 | 3.05 | 3.28 | 3.86 | 4.54 |
| abr-22 | 2.95 | 3.28 | 3.73 | 4.54 |
| may-22 | 2.94 | 3.28 | 3.72 | 4.54 |
| jun-22 | 2.90 | 3.28 | 3.68 | 4.54 |
| jul-22 | 2.91 | 3.28 | 3.70 | 4.54 |
| ago-22 | 2.87 | 3.28 | 3.61 | 4.54 |
| sep-22 | 2.82 | 3.28 | 3.53 | 4.54 |
| oct-22 | 2.77 | 3.28 | 3.54 | 4.54 |
| nov-22 | 2.69 | 3.28 | 3.49 | 4.54 |
| dic-22 | 2.64 | 3.28 | 3.43 | 4.54 |
| ene-23 | 2.61 | 3.28 | 3.43 | 4.54 |
| feb-23 | 2.58 | 3.28 | 3.41 | 4.54 |
| mar-23 | 2.56 | 3.28 | 3.36 | 4.54 |
| abr-23 | 2.55 | 3.28 | 3.33 | 4.54 |
| may-23 | 2.60 | 3.28 | 3.35 | 4.54 |
| jun-23 | 2.60 | 3.28 | 3.35 | 4.54 |
| jul-23 | 2.61 | 3.28 | 3.35 | 4.54 |
| ago-23 | 2.60 | 3.28 | 3.34 | 4.54 |
| sep-23 | 2.64 | 3.28 | 3.37 | 4.54 |
| oct-23 | 2.60 | 3.28 | 3.29 | 4.54 |
| nov-23 | 2.61 | 3.28 | 3.25 | 4.54 |
| dic-23 | 2.62 | 3.28 | 3.23 | 4.54 |
| ene-24 | 2.68 | 3.28 | 3.26 | 4.54 |
| feb-24 | 2.69 | 3.28 | 3.23 | 4.54 |
| mar-24 | 2.65 | 3.28 | 3.17 | 4.54 |
| abr-24 | 2.69 | 3.28 | 3.23 | 4.54 |
| may-24 | 2.69 | 3.28 | 3.22 | 4.54 |
| jun-24 | 2.64 | 3.28 | 3.17 | 4.54 |
| jul-24 | 2.70 | 3.28 | 3.23 | 4.54 |
| ago-24 | 2.72 | 3.28 | 3.25 | 4.54 |
| sep-24 | 2.73 | 3.28 | 3.26 | 4.54 |
| oct-24 | 2.75 | 3.28 | 3.26 | 4.54 |
| nov-24 | 2.82 | 3.28 | 3.32 | 4.54 |
| dic-24 | 2.79 | 3.28 | 3.32 | 4.54 |
| ene-25 | 2.83 | 3.28 | 3.34 | 4.54 |
| feb-25 | 2.87 | 3.28 | 3.39 | 4.54 |
| mar-25 | 2.90 | 3.28 | 3.43 | 4.54 |
| abr-25 | 2.96 | 3.28 | 3.48 | 4.54 |
| may-25 | 3.01 | 3.28 | 3.51 | 4.54 |
| jun-25 | 3.00 | 3.28 | 3.54 | 4.54 |
| jul-25 | 3.03 | 3.28 | 3.57 | 4.54 |
| ago-25 | 3.09 | 3.28 | 3.63 | 4.54 |
| sep-25 | 3.11 | 3.28 | 3.66 | 4.54 |
| Cifras a septiembre de 2025. | ||||
| Fuente: CNBV. | ||||
| 1/ Crédito de la banca múltiple del total de la cartera de vivienda. | ||||
| 2/ Considera datos a partir de enero de 2006. | ||||